Who is your hype man? And where are you finding encouragement on this financial freedom journey? Earlier this week, I was a guest on a podcast and the hosts asked me how I managed to remain encouraged despite the various experiences that I've had throughout my life,...
Black Girls Financial Guidebook Series
5 Tips for Comparing Financial Aid Awards
It's March and college acceptances are going to start rolling in! This is an incredibly exciting time for students and their families across the country and also an important time because you are preparing to make one of the most important financial decisions of your...
Why I Wrote My Book
Where did my book journey begin? Today I'm answering one of the most common questions that I get asked about being the author of The Black Girl’s Guide to Financial Freedom. And that question is, "what inspired you to write the book?" I want to talk about one of the...
What’s the 4% Rule?
Today, we are talking about one of the most important financial concepts to know: the 4% Rule. Years ago, when I was going through my debt free journey, I found myself googling resources figuring out how to save as much money as possible. I wanted to ace the debt...
Assessing Your Financial Wellness
How do you define financial wellness in your life? Earlier this week, a young woman asked me the question: how do you define financial wellness? In turn, I responded by asking her how she might define it for herself. Her definition was that if she lost her job...
5 Things Marie Kondo Taught Me About Budgeting
Today we are talking about what Marie Kondo, author of The Life-Changing Magic of Tidying Up (one of my favorite books), taught me about budgeting. You may be familiar with Marie Kondo because of her book or because of her television show, Tidying Up with Marie Kondo....
What’s a Roth IRA?
Have you heard of a Roth IRA? Let’s explain what it is and why you should open one today. “IRA” stands for “Individual Retirement Account.” These are retirement accounts that you open up on your own as opposed to through your employer....
What to do with an old 401k
Do you have an old 401(k) sitting around? Let’s talk about the most common mistake to avoid and what you should be doing with that money. The other day a woman asked me how to roll her old 401(k) into a new 401(k). She was trying to be responsible with her money. Good...
Can Money Buy Happiness?
It's time we settle this age-old question, once and for all. In today's blog, we answer the question "can money buy happiness?" by discussing two things: 1) what makes us happy?, and 2) is that for sale? Keep reading because the answer might surprise you!...